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Payment Options

We know how cash is not always the convenient mode of payment considering times are rough, and some of us don't have credit cards. But that urge to buy doesn't listen to your circumstance, does it? Put a stopper to restlessness. Shop easy with us with our convenient, easy to use payment options that lets you pay both online and offline.

Our Offline Payment Modes

1) Cheque/Demand Draft:

You can pay either by Cheque or Bank Deposits for the required amount in the favor of "SHOPPING SENCE MARKETTING"
.

Note: Please write details on cheque or cash deposit slip of the concern bank to insure the best and hassle-free process.


Our Online Payment Modes

1) Credit Card/Debit Card:

You can now shop at Shopelse with your credit/Debit cards ( 100+ Debit Cards
MasterCard / Visa / Maestro / RuPay, 7 Major bank's EMI options
SBI / ICICI / HDFC / Axis / Kotak / IndusInd / HSBC, All MasterCard & Visa Credit Cards (Domestic), Cash Cards
ITZCash / ICash / Oxicash / PayCash, 2 Wallets
Paytm & MobiKwik, 40+ Bank's IMPS, MasterCard & Visa Credit Cards (International), American Express / Amex EMI,JCB & Diners Club, 27 Multi-currency options ) over secure mediums.

2) Internet Banking:

Convenient shopping is in. Use internet banking to pay through yourbank's interface by the help of a simplified step-by-step process.

3) EMI:

Love to shop but budget on chop! Now, shop with breeze with easy to pay monthly installments.

4) Mobile Wallet:

Your mobile is now your wallet! Make payments via Mobikwik, PayTM. Icashcard, Oxi cash, Pay cash, wallet service with highest secure standard.


EMI Usage Terms and Condition

Shopping is more affordable when you can pay in easy monthly installments.Shopelse allows you to pay EMI with Axis Bank, Standard Chartered Bank, Kotak Mahindra Bank or ICICI Bank credit cards, stretched over a period of 3 to 9 months with nominal processing free. Like we say, shop right, shop more. Shopelse shopping Private Limited offers 3,6 & 9 easy installments on your Axis Bank, Standard Chartered Bank, Kotak Mahindra Bank or ICICI Bank credit cards.

1) Pay in easy 3/6/9 month installments

2) Available for minimum transaction value of Rs. 3000 for 3 Months, 6 Months and 9 Months

3) Bank's annual interest rates varies for different tenures (as shown below) according to the reducing monthly balance.

Banks

3 Months

6 Months

9 Months

ICICI

13%

13%

13%

Standard Chartered

13%

13%

14%

SBI

14%

14%

14%

Axis

12%

12%

13%

HSBC

12.5%

12.5%

13.5%

Citi

12%

12%

15%

Kotak

12%

12%

14%

HDFC

12%

12%

13%

Need a bit more clarification? Here's how the charges will work:

1) If the bank selected by you is ICICI and your total transaction amount is Rs.10,000 with 3 months EMI, you will be charged 13% reducing annual interest on (principal) this amount. Which means your monthly installments will be around Rs. 3,406 including the interest of Rs. 217 (Rs 3,406 x 3months tenure=Rs 10,217). Therefore, total amount charged by ICICI will be Rs 10,217(Rs10,000prinicpal +Rs 217 interest)

2) In case you are using a cash voucher, the transaction amount will be reduced for and after the redemption value of voucher.